Insurance Claim HelpBased in Fort Worth, TX
We help you document storm damage, file your claim and meet with the insurance adjuster.
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Service overview.
Filing an insurance claim for roof damage can be confusing, especially if you have never done it before. Top Rated Roofing helps homeowners and business owners in Fort Worth and North Central Texas through every step of the claim process.
We start by identifying, locating and documenting all of the storm damage to your home or business. We then help you call in the claim to your insurance company and meet the insurance adjuster on site to show them the damage.
How It Works
Inspect and document
We identify, locate and document all damage to your home or business from the storm.
File the claim
We help you call in your claim to your insurance company and assist you with the claim.
Meet the adjuster
We meet the insurance adjuster on site to show them all of the damage.
Schedule and build
We agree on a project timeline with you, and a project manager or foreman is on site during construction.
About This Service
What to expect.
From there we help you with the rest of the claim and work to make sure you are compensated for all reported damage. We agree on a project timeline with you and file the insurance claim paperwork for you.
Your deductible is your responsibility under your policy, and in Texas a contractor cannot waive or cover it. Claims also have filing deadlines, so it is best to schedule an inspection soon after a storm.
Get a Free EstimateFAQs
Insurance Claims FAQs
Will filing a claim raise my premium?
Weather-related claims are generally treated differently from other types of claims. Your insurance agent can tell you how a claim may affect your policy.
What does my deductible actually cover?
Your deductible is the portion of the loss you pay under your policy. In Texas, a contractor cannot waive, rebate or absorb it.
How long do I have to file?
Filing deadlines vary by policy and are often counted from the date of the storm. Check your policy and schedule an inspection as soon as possible after a storm.
What is a supplement?
A supplement is a request to your insurance company to cover items that were missed or underestimated in the original estimate, such as additional decking found once the old roof is removed.
Do I need a public adjuster?
Most residential roof claims do not require one. A public adjuster charges a percentage of the settlement and is more common on large or complex losses.
What if the adjuster and my roofer disagree?
It is common to schedule a second inspection so the adjuster and the roofing contractor can review the roof together.
Other Services
Top Rated Roofing provides insurance claims services throughout Fort Worth and North Central Texas.
Contact Us
Schedule your free roof inspection.
Contact Top Rated Roofing today for a free, no-obligation roof inspection.
Top Rated Roofing, LLC 9812 Rio Frio Trail, Fort Worth, TX 76126 (817) 808-7304 · Roney@